Common sense suggests that if you are unemployed you have to pay more for your car insurance. However, there are ways in which you can bring down the costs of car insurance for unemployed as well. In any case, car insurance is not something that can be had for cheap. However, as has been said already, car insurance for the unemployed tends to be even more expensive than for people who already have jobs. In general the costs can be higher by 30 percent. 

There are plenty of providers out there and all of them are unique in the truest sense of the word. This means there is a high chance that you would get a deal that is just what the doctor ordered for you. In fact, there are also some other ways in which you can make your unemployed car insurance plan a cheap car insurance for unemployed drivers one. Now, you may be wondering as to why do someone like you have to pay more for car insurance than someone else who has a job.

As far as calculating the premium for a car insurance policy is concerned, insurers normally use a wide array of factors. They look at their age, their criminal record, and their job status. It has normally been seen that unemployed people are riskier to insure. Car insurers always look at the possible usage of the vehicle at the time of insuring it. Unemployed people are likelier to use their car more often to look for work opportunities than the people with jobs.