You may be wondering if you would be able to get car insurance without a driver’s license in the USA. The answer to the question is that it is indeed possible but only in some states of the North American country. One of the states in question is Massachusetts. In most cases it has been seen that people who are trying to get car insurance without driver’s license are young drivers who have just got their learner’s permit. After this, once they get their license they would be added to an auto insurance policy as a listed driver. In these cases, you would also want to make sure that you never get your car insurance cancelled because of nonpayment of premium.
There are only some states in the USA (United States of America) such as Massachusetts where you can get car insurance policies even when you do not have a driving license. However, even then you need to have the car in your own name. This is something that you must keep in mind when it comes to car insurance without license. There are a few things that you have to ensure in this regard. You also need to have a licensed driver who would be driving the car. She or he would be listed in the policy as the driver.
The premium rates of such a car insurance plan would depend on the information of the driver and not you. Also, you need to inform your car insurance agent when you get the license finally. It is then that you would be added to the policy as a driver as well and this will bring about changes in your auto insurance rates as well. You can get more information on car insurance unlicensed drivers on the internet. In some cases the prices may go up when you are added to the policy. Even then you should always add yourself as a driver in your car insurance policy.
This is because there is always a chance that you have an accident while driving and if you are not insured it could be a bad thing for sure. In that case the insurer may just go ahead and deny your claim. This is something that you should know about car insurance for non licensed drivers. You would not really want that to happen to you. This is because you are already paying car insurance each month to stay protected.